Insurers should consider refunds of auto premiums to Washington drivers

State Insurance Commissioner Kreidler issues request

Mike Kreidler

Mike Kreidler

State Insurance Commissioner Mike Kreidler on Tuesday urged all insurers doing business in Washington to consider refunding auto insurance premiums to their policyholders since most are driving less.

Kreidler said people are driving less in Washington because of Gov. Jay Inslee’s Stay Home, Stay Healthy order issued in late March and extended statewide through May 4, according to a media release from the state Office of the Insurance Commissioner. The governor said recently that traffic on the state’s roads and highways is down as much as 50% over the last month.

Such a decline reduces the risk of accidents, associated injuries and property losses.

“Some insurers have already stepped up to refund premiums to their policyholders,” Kreidler said in the media release. “I encourage other insurers to consider doing the same during the pandemic. It’s another way the industry can help consumers during a time of great need financially and otherwise.”

Some insurers have already announced refunds nationwide to policyholders. They include:

* Allstate

* American Family Insurance

* Liberty Mutual

Insurers that want to refund premiums for a specific period must submit a rate filing with Kreidler’s office. Kreidler said he is expediting reviews for approval. About 120 companies provide auto coverage in Washington.

Kreidler also noted that more insurers are offering endorsements on existing auto insurance policies to help delivery drivers for retail and service operations during the pandemic and stay-home order. The commissioner recently urged insurers to help out.

The endorsement doesn’t apply to people who drive for other commercial reasons, including rideshare or any commercial delivery businesses. The endorsement would remain in effect as long as the emergency order is in place.

If you are conducting delivery for a business during the emergency and aren’t sure if your auto policy covers you for that use, contact your insurer.


In consideration of how we voice our opinions in the modern world, we’ve closed comments on our websites. We value the opinions of our readers and we encourage you to keep the conversation going.

Please feel free to share your story tips by emailing editor@bellevuereporter.com.

To share your opinion for publication, submit a letter through our website https://www.bellevuereporter.com/submit-letter/. Include your name, address and daytime phone number. (We’ll only publish your name and hometown.) We reserve the right to edit letters, but if you keep yours to 300 words or less, we won’t ask you to shorten it.

More in Business

File Photo
LA Fitness to reopen all locations Aug. 10

Gyms will follow state guidelines

2020 Dodge Charger Hellcat SRT. Courtesy photo
2020 Dodge Charger Hellcat SRT | Car review

OK folks, buckle your seatbelts. This week’s tester is the 2020 Dodge… Continue reading

A new measure from the King County Council could increase flexibility for businesses in rural areas of King County. File photo
County measure would increase flexibility for businesses in rural areas

Staff report Legislation the King County Council passed June 23 could lead… Continue reading

Snoqualmie Casino is located at 37500 SE North Bend Way, Snoqualmie. Courtesy photo
Snoqualmie Casino reopens June 11 with social distancing, other safety measures

Staff report Snoqualmie Casino will reopen to the general public at 6… Continue reading

Like similar businesses across King, Snohomish and Pierce counties, Bothell restaurant Hana Sushi closed due to public-health concerns. Sound Publishing file photo
Inslee changes course, says diners won’t have to sign in

Restaurants may still ask customers for information that contact tracers could use to stop an outbreak.

Construction worker installs siding to a building in Snoqualmie. File photo
Inslee gives construction a green light

It was unclear when sites would re-open, but employees will have to have PPE and stay six feet apart.

Report shows severity of COVID-19 impacts on hotels nationwide

70% of employees laid off or furloughed, eight in 10 hotel rooms empty

State processes record number of applications for unemployment benefits

Employment Security Department had challenges with the volume